Last Updated: April 2026
By accessing VaultLine Finance ("the Site"), you agree to these binding Terms of Service. If you disagree, do not use the Site.
VaultLine operates a digital lending marketplace connecting consumers with licensed emergency and medical loan providers. We are not a bank or direct lender. Loan approval and terms are determined by independent lending partners.
You must be 18+, a U.S. citizen or permanent resident, have verifiable income, and an active bank account. All information submitted must be accurate and truthful.
By using our services, you consent to receive all communications electronically, including disclosures, notices, and loan documents.
All site content is property of VaultLine Finance LLC and protected by U.S. copyright law. Reproduction without permission is prohibited.
VaultLine shall not be liable for any direct, indirect, incidental, or consequential damages from use of the Site or services.
These Terms are governed by California law. Disputes shall be resolved in courts of San Francisco County.