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Privacy Policy

Last Updated: April 2026

01. Introduction

VaultLine Finance LLC ("VaultLine," "we," "us") is committed to protecting your personal data. This policy outlines how we collect, use, and safeguard information when you use our emergency lending platform.

02. Data We Collect

We collect: full legal name, email, phone number, residential address, employment status, monthly income, date of birth, SSN (upon explicit consent for credit checks), bank account details for direct deposit, and emergency type/amount. We also collect Technical Data: IP address, browser type, device information, and usage analytics through cookies.

03. How We Use Your Data

To process emergency loan applications, match you with appropriate lending partners, provide personalized rate offers, communicate service updates, comply with federal and state lending regulations, prevent fraud, and improve our platform experience.

04. Google AdSense & Cookies

This site uses Google AdSense for advertising. Google uses cookies including the DART cookie to serve ads based on your browsing history. You may opt out via Google's Ad Settings. See the Google Privacy Policy for details.

05. Credit Inquiries

Initial eligibility checks use a soft credit inquiry with zero impact on your score. Hard inquiries only occur upon your explicit consent when formally accepting a loan offer.

06. Data Security

We employ 256-bit SSL/TLS encryption, SOC 2-compliant data storage, and continuous security monitoring. We never sell your personal data to third-party marketers.

07. Your Rights

You have the right to access, correct, or delete your personal data. California residents have additional rights under CCPA. Contact privacy@vaultlinefinance.com to exercise these rights.